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Mortgage Refinancing Tips

Refinance your mortgage?

SHOULD YOU REFINANCE? There are a number of questions to ask yourself if you are considering refinancing your mortgage. How much is my home worth? In some cases, it’s not worth it to refinance because homeowners owe more on their mortgage than what their house is worth. On the other hand, if you have owned […]

Renting vs. Buying a Home

Buy vs Rent

According to Columbus Realtors, in 2015, more than 29,000 homes were sold in Columbus, OH and in 2014, 39.28% of residents in Columbus were renters. With buying being just over half of the residents and Columbus and renters being just under half of the residents, it can make your decision to buy or rent that […]

How income and debt ratios matter to mortgage financing

Debt to Income Ratios for Financing a Mortgage

Ugh. Math, debt and loans. Probably not most people’s favorite topics. Before your eyes glaze over while looking at terms such as financing and ratios, take a deep breath and remember how important this is to determine if you can get a loan for purchasing a house and how much house you can afford. All […]